Conforming Loans
All types of conforming loans (loans under $322,700) - Fixed, ARM, Graduated Payments, etc.  Call for current rates.

Jumbo Loans
Loans from $322,701 up to $2,000,000 & more.  Purchase, refinance or construction loans. 90% LTV to $500,000. 80% LTV to $1,000,000.

Construction Loans
We offer a variety of 1X close loans in which you only have one closing and one set of closing costs. Call for current rates.

Low Down or Zero Down
Loans are available with little or no money down.  100% loans available.

Self-Employed
We have the expertise in interpreting your tax returns to substantiate your income, or we can do loans in which we do not document your income, or your assets.  Even if you are a newly self-employed, we have a program for you.

No Income/No Ratio
This includes no employment verification.  We can offer loans to those who just moved to Arizona, and those not currently working.

Credit Issues
We have programs for those who do not have perfect credit, and even for those currently in bankruptcy or foreclosure.  Everyone's credit issues are unique, and we are dedicated to take the time needed to get you the best loan possible, not just the easiest.  The "easiest" loans others may offer, could cost you hundreds of extra dollars.

Other Loans
Lot loans, commercial loans, first time home buyers, mobile homes, 2nds & credit lines. We are here to help you get the loan you deserve.  If it can be done, we will do it!